Krudler

Yes.

Like any interest, people get so far removed from the original point, it becomes about something new.

Like cast iron. People go from not really knowing about it to learning how to cook with it, to learning how to do basic maintenance. About 20% of people go completely off the rails, and they start buffing and polishing them like they are fabergé eggs, and joining cast iron groups.

Privacy is the same. Learn the basics, follow the basics, relax and get over yourself.

In my city you are required to have both liability and collision even if the car is worth a dollar. That is true across all of Canada to my knowledge, with the exception of Quebec.

I think Quebec has (or at one time had?) the lowest because you’re not required to have collision insurance. You can have just liability, but if your car is a piece of shit you’re not required to insure it for repair should an accident occur. I could be wrong, and I’d love to know if I am.

I mean to an alcoholic in the small scale it sounds like it’s working out great.

But Canada’s recently done a study that shows the taxation gained from alcohol consumption is far less than the deleterious societal costs.

Effectively the government loses money on every bottle it taxes.

edit: This is known as Canada’s alcohol deficit. It was first studied in 2014 which showed a taxation intake of ~11 Billion while the social costs were estimated to be ~15B resulting in a deficit of about ~4B. believe the 2020 study showed the alcohol deficit is up to ~6B a year now. I’m lazy, but here’s one link for those who’d like to know more:

https://www.canada.ca/en/public-health/services/reports-publications/health-promotion-chronic-disease-prevention-canada-research-policy-practice/vol-40-no-5-6-2020/alcohol-deficit-canadian-government-revenue-societal-costs.html

It got me to comment on lemmy, I’m not dumb enough to give them my eyes.

The headline alone is revelatory that it’s ignorant and designed to make people stupider while cashing in on negative feelings towards that facist guy.

It’s the same thing on the space community. Everyday there’s multiple posts about how water is found in space like okay we already fucking know that. But it constantly appeals to uninformed people that want to fantasize about aliens.

TL;DR: man does not understand how Insurance works; that vehicles are depreciating assets.

What kind of fucking idiot does not understand that a vehicle is a depreciating asset!?

Yeah, the minute you buy a vehicle for $200,000 and you drive it off the lot, it is now worth $135,000.

Furthermore, insurance does not give you back “what you paid” you get “replacement value”. So if you were stupid enough to pay $200,000 and it’s depreciated to $70,000, that’s what you get, because that’s what it cost to replace your stupid toy.

Why is this even an article