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Joined 28 days ago
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Cake day: April 4th, 2025

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  • Bear in mind this is almost entirely caused by the stupidity of the American consumer. You can also lease cars like you’re describing, and you can also buy a used Honda Civic for under $20k that will last you forever and you can get loans on more reasonable terms. People just don’t do those because they see they can get a really nice car for an “affordable” monthly price and get stars in their eyes.



  • At least in the US people routinely get predatory loans for cars with super long terms to make the monthly payment lower. A base model cybertruck is “only” like $70k so at 7.3% APR and a 7 year loan you can get that down to $900 a month, which is still a lot of money but some people make bad financial decisions of this level all the time, and I would imagine the people who would buy a cubertruck are more likely to be in this group than not.




  • On one hand this is obviously absurd but on the other hand I don’t actually know how one could solve the sheer scale of pedophilia happening on their platform without some dystopian shit. It seems like there is a maximum size for something like discord because at the scale it is now I’m not sure how you could possibly moderate it. I’ll probably stop using it if they implement this but I can definitely understand why they feel like it’s a good idea.