States the information is in cleartext but then explains how everything is encrypted (in transit).

That’s not how I understood it. The message context is allways encrypted in transit (using a novel encryption scheme). The auth_key_id however is not encrypted. And that can be used to track users as it is s(semi-)static.

On the face of it, this might seem like a grave injustice committed by the insurance company; however, sadly, looking at the current Cybertruck secondary market, $77,000 is about the fair market value for a similarly spec’d Cybertruck.

I don’t see what the problem is then? Like you take the 77k, buy an identical used truck and are back at where you were before the accident which is the whole point of insurance…

I think we are using linux very differently. Mine is two and one of those was a dead ssd.