I’ve been using them for a couple years now and, so far, only one vendor has rejected their card. I pay for their service, so I don’t have any limits and their cash back program usually pays for the monthly fee.

I rarely use my actual CC anymore, and now they integrate with Apple Wallet, I will probably stop needing my bank card altogether.

I love being able to visualize all my subscriptions in one place and be able to turn them off whenever I want. That alone is worth the price.

The second phase is to stop using all the accounts they find and start using disposable emails and credit cards. I use Simple Login and Privacy and have made it very difficult linking my information in any low-level clearinghouse.

I highly recommend Optery. There are far more information databases than those found on Google.